Independent mortgage broker
The right mortgage, found and explained
Whole-of-market advice for first-time buyers, remortgages and buy-to-let. We do the searching, the paperwork and the chasing.
ABOUT US
Doorstep Mortgages is a small, independent broker. We compare deals from across the market and stay with you until the keys are in your hand.
What we do
Three mortgages we arrange, and the cover that goes with them
Whether it is your first home, a better rate on the one you have, or a rental property, the process is the same: we listen, we search the whole market, and we handle the rest.
01
First-time buyers
Deposits, affordability, government schemes and what a lender actually looks for. We walk you through it from the first viewing.
02
Remortgage
Your fixed rate is ending. We check what your current lender offers against the whole market, and switch you if it pays to.
03
Buy-to-let
Rental cover, limited company or personal name, portfolio lending. We find lenders that suit landlords, not just homeowners.
04
Protection
Life cover, income protection and buildings insurance, arranged alongside the mortgage so nothing is left uncovered.
How it works
From first call to completion in four steps
No jargon and no chasing lenders yourself. Here is what happens once you get in touch.
A 20-minute call
We learn what you are buying, what you earn and what you can put down. No fee for the conversation.
A rate check within 24 hours
A shortlist of deals from the whole market, with the total cost of each spelt out.
We submit and chase
Application, valuation, lender questions and solicitor updates, all handled for you.
Offer and completion
We stay on the case until you have the keys, then diarise the date your rate ends.
Why Doorstep
Why people
come to us, and come back
Independent, fee-transparent and on your side. Here is what that means in practice.
01
Whole of market
Over 90 lenders on our panel, including ones that do not deal with the public directly.
02
Fee agreed up front
One fixed fee, told to you before we start. Most of our work is paid for by the lender.
03
One adviser throughout
The person you speak to first is the person who sees your case to completion.
04
Evenings and weekends
Calls and video appointments when you are free, not just office hours.
Fees
Simple fees, agreed before we start
Most of what we do is paid for by the lender. Where a fee applies, it is fixed, quoted in writing and only
due once your mortgage offer is issued.
Complex cases
£399
/fixed fee
Self-employed, contractor or adverse credit. Quoted before we start, payable only once your offer is issued.
Included:
Everything in Standard
Specialist and broker-only lenders
Income packaged for underwriters
Credit file reviewed with you
Non-standard property experience
TESTIMONIALS
What our clients say
First-time buyers, movers and landlords on what it was like to work with us.
We were first-time buyers with no idea where to start. Doorstep Mortgages explained every step, found a rate our own bank had not offered us, and chased the solicitor so we did not have to.
Hannah Pryce
First-time buyer, Bristol
Our fixed rate was ending and the lender’s offer looked fine, until Doorstep showed us the difference over five years. The switch took three weeks and cost us nothing.
Tom and Aisha Rendell
Remortgage
Self-employed for two years and turned down twice. They knew which lenders would read my accounts properly, and the offer came through in nine working days.
Marcus Oyelaran
Self-employed buyer
Three buy-to-lets moved into a limited company, one adviser throughout, and every fee told to me before it was charged. I send my tenants’ friends to them.
Priya Nandakumar
Landlord, four properties
Guides
Guides, written plainly
Short reads on deposits, rates and what happens between offer and completion.
Find out what you could borrow
A 20-minute call, no obligation and no fee for the conversation. We will tell you what is realistic and what to do next.
