Fees

Simple fees, agreed before we start

Most of what we do is paid for by the lender. Where a fee applies, it is fixed, quoted in writing and only due once your mortgage offer is issued.

Standard cases

£0
/broker fee
First-time buyers, movers and straightforward remortgages. The lender pays us, so you do not.
See the fees
See the fees
Included:
Whole-of-market search
Affordability and rate check
Application submitted and chased
Solicitor and valuation updates
Protection review

Complex cases

£399
/fixed fee
Self-employed, contractor or adverse credit. Quoted before we start, payable only once your offer is issued.
See the fees
See the fees
Included:
Everything in Standard
Specialist and broker-only lenders
Income packaged for underwriters
Credit file reviewed with you
Non-standard property experience

Buy-to-let

£499
/per application
Personal name or limited company, a first rental or a whole portfolio. One fee per application.
See the fees
See the fees
Included:
Everything in Standard
Limited company borrowing
Portfolio and HMO lenders
Rental cover worked out for you
Rate-ending reminders on every property
Standard
Complex
Buy-to-let
Whole-of-market search
Rate check within 24 hours
One adviser throughout
Self-employed and contractor income
On request
Adverse credit history
On request
Non-standard property
On request
Limited company borrowing
On request
On request
Portfolio and HMO lending
On request
On request
Our story
Doorstep Mortgages started in 2016 with one adviser, a kitchen table and a promise: explain everything, quote every fee, and never pass a client down the line. There are six of us now. The promise has not changed.
Clients who say they would recommend us
98%
Lenders on our panel, including specialist ones
90+
Average working days from first call to mortgage offer
14
Mortgages arranged since we opened in 2016
1,400
TESTIMONIALS

What our clients say

First-time buyers, movers and landlords on what it was like to work with us.
We were first-time buyers with no idea where to start. Doorstep Mortgages explained every step, found a rate our own bank had not offered us, and chased the solicitor so we did not have to.
Hannah Pryce
First-time buyer, Bristol
Our fixed rate was ending and the lender’s offer looked fine, until Doorstep showed us the difference over five years. The switch took three weeks and cost us nothing.
Tom and Aisha Rendell
Remortgage
Self-employed for two years and turned down twice. They knew which lenders would read my accounts properly, and the offer came through in nine working days.
Marcus Oyelaran
Self-employed buyer
Three buy-to-lets moved into a limited company, one adviser throughout, and every fee told to me before it was charged. I send my tenants’ friends to them.
Priya Nandakumar
Landlord, four properties

Find out what you could borrow

A 20-minute call, no obligation and no fee for the conversation. We will tell you what is realistic and what to do next.